FSCS in-default register

Heritage Pensions Limited

Declared in default1 April 2026FRN 475096

What this means for you

Because Heritage Pensions Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Heritage Pensions Limited (FRN 475096) was declared in default by the Financial Services Compensation Scheme on 1 April 2026. The firm provided pension advisory services, pension transfer advice, and Self-Invested Personal Pension (SIPP) administration to customers. Eligible claimants may be entitled to compensation of up to £85,000 per claim in relation to investment business conducted by the firm.

Products this firm wrote

Pension advicePension transferSIPP administration

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.