FSCS in-default register

Howarth's Independent Financial Consultants Limited

Declared in default4 June 2013FRN 481340

What this means for you

Because Howarth's Independent Financial Consultants Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Howarth's Independent Financial Consultants Limited (FRN 481340) has been declared in default by the Financial Services Compensation Scheme as of 4 June 2013. The firm's product type classification is not specified in available records. Eligible customers may be entitled to FSCS compensation, subject to the relevant limits applicable to the financial products they held with the firm.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.