FSCS in-default register

Bowater Home Improvements Limited

Declared in default4 May 2010FRN 311674

What this means for you

Because Bowater Home Improvements Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Bowater Home Improvements Limited (FRN 311674) was declared in default by the Financial Services Compensation Scheme on 4 May 2010. The firm's specific regulated product offerings cannot be determined from available data. Former customers may be entitled to FSCS compensation up to the standard limits applicable to their product type, though the absence of recorded product information limits clarification of eligible compensation categories.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.