FSCS in-default register

Home of Choice Limited formerly Enterprise Mortgage Specialists Limited

Declared in default4 May 2011FRN 302967

What this means for you

Because Home of Choice Limited formerly Enterprise Mortgage Specialists Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Home of Choice Limited, formerly known as Enterprise Mortgage Specialists Limited (FRN 302967), was declared in default by the FSCS on 4 May 2011. The firm's specific product offerings cannot be determined from available data. Customers may be eligible for FSCS compensation up to £85,000 for mortgage-related claims, subject to the standard FSCS eligibility criteria and assessment process.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.