FSCS in-default register

H M E F Limited formerly English Mutual Holdings Limited

Declared in default12 November 2014FRN 225589

What this means for you

Because H M E F Limited formerly English Mutual Holdings Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

H M E F Limited, formerly English Mutual Holdings Limited (FRN 225589), was declared in default by the Financial Services Compensation Scheme on 12 November 2014. The firm's specific product offerings cannot be determined from available records. Eligible customers may be entitled to FSCS compensation, though the applicable limit depends on the product type involved in their claim.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.