FSCS in-default register

W L Gibson & Associates

Declared in default21 December 1999FRN 145838

What this means for you

Because W L Gibson & Associates has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

W L Gibson & Associates, FRN 145838, was declared in default by the FSCS on 21 December 1999. The firm's product types are not specified in available records, limiting clarity on the precise nature of its financial services operations. Eligible former customers may be entitled to FSCS compensation, though the applicable limits depend on the specific products involved: £85,000 for investments, mortgages, or deposits, or 90% of losses without limit for insurance products.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.