FSCS in-default register

T.M. Jess Financial Services

Declared in default13 February 2015FRN 145188

What this means for you

Because T.M. Jess Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

T.M. Jess Financial Services (FRN 145188) was declared in default by the Financial Services Compensation Scheme on 13 February 2015. The firm's product types were not specified in available records. Eligible customers may be entitled to FSCS compensation subject to the scheme's standard limits, which vary by product category: £85,000 for investments, mortgages, and deposits, and up to 90 per cent of claims for insurance products with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.