Helm Insurance Brokers Limited (formerly Helm Insurance Consultants) Limited)
What this means for you
Because Helm Insurance Brokers Limited (formerly Helm Insurance Consultants) Limited) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Helm Insurance Brokers Limited, formerly trading as Helm Insurance Consultants Limited and registered under FRN 145019, was declared in default by the Financial Services Compensation Scheme on 23 March 2005. The firm's primary business involved the provision of insurance services to customers. Former clients may be entitled to FSCS compensation covering up to 90% of claims with no upper monetary limit, subject to eligibility criteria and the specific circumstances of their case.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.