Jack Midgley & Donald Midgley formerly t/a Midgleys Insurance Mortgage & Pensions
What this means for you
Because Jack Midgley & Donald Midgley formerly t/a Midgleys Insurance Mortgage & Pensions has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Jack Midgley & Donald Midgley, formerly trading as Midgleys Insurance Mortgage & Pensions (FRN 136659), was declared in default by the Financial Services Compensation Scheme on 21 October 2005. The firm had been authorised to arrange insurance, mortgage, and pensions products for retail customers. Eligible customers may claim compensation up to £85,000 for mortgage and insurance claims, subject to FSCS eligibility criteria.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.