FSCS in-default register

J Smith t/a Gary S Holmes & Associates

Declared in default9 August 2011FRN 135387

What this means for you

Because J Smith t/a Gary S Holmes & Associates has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

J Smith, trading as Gary S Holmes & Associates (FRN 135387), was declared in default by the Financial Services Compensation Scheme on 9 August 2011. The firm's product offerings are not specified in available records. Former customers of the firm may be entitled to FSCS compensation, though the applicable limits depend on the type of financial product involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.