FSCS in-default register

EMREM Limited trading as JHS Insurance Consultants

Declared in default19 May 1999FRN 134737

What this means for you

Because EMREM Limited trading as JHS Insurance Consultants has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

EMREM Limited, trading as JHS Insurance Consultants (FRN 134737), was declared in default by the Financial Services Compensation Scheme on 19 May 1999. The firm provided insurance-related financial services to UK customers. Former customers of the firm may be eligible for FSCS compensation of up to 90% of their claim with no upper limit for insurance products.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.