FSCS in-default register

Keith Thomas Howland T/A "Roanland Insurance Consultants"

Declared in default15 February 1995FRN 131663

What this means for you

Because Keith Thomas Howland T/A "Roanland Insurance Consultants" has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Keith Thomas Howland, trading as Roanland Insurance Consultants (FRN 131663), was declared in default by the FSCS on 15 February 1995. The firm's primary business activities and specific product offerings are not documented in available records. Customers of the firm may be entitled to FSCS compensation, though the absence of recorded product type data limits clarity on applicable compensation limits.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.