FSCS in-default register

Individual Savings & Insurance Services Limited

Declared in default28 March 1996FRN 126475

What this means for you

Because Individual Savings & Insurance Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Individual Savings & Insurance Services Limited (FRN 126475) was declared in default by the Financial Services Compensation Scheme on 28 March 1996. The firm's specific product offerings cannot be determined from available records. Former customers may be eligible for FSCS compensation, though entitlements depend on the type of financial products held at the time of the firm's default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.