FSCS in-default register

Hugh McDermott (deceased) t/a Hugh McDermott Insurances & Mortgages

Declared in default1 October 2004FRN 126145

What this means for you

Because Hugh McDermott (deceased) t/a Hugh McDermott Insurances & Mortgages has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Hugh McDermott (deceased), trading as Hugh McDermott Insurances & Mortgages (FRN 126145), was declared in default by the Financial Services Compensation Scheme on 1 October 2004. The firm's product types are not specified in available records, preventing definitive identification of services offered. Former customers may be entitled to FSCS compensation, though the specific limit depends on the financial products involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.