H W Gibbs (Life & Pension) Limited (formerly H W Gibbs (Life & Pension Brokers) Limited)
What this means for you
Because H W Gibbs (Life & Pension) Limited (formerly H W Gibbs (Life & Pension Brokers) Limited) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
H W Gibbs (Life & Pension) Limited, operating under FRN 115169, was declared in default by the Financial Services Compensation Scheme on 20 October 2006. The firm, formerly known as H W Gibbs (Life & Pension Brokers) Limited, provided life and pension intermediary services to customers. No specific product types are recorded, limiting clarity on the exact scope of FSCS compensation available to affected policyholders.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.