FSCS in-default register

Cheshire Neighbours Credit Union Ltd

Declared in default21 October 2025FRN 215692

What this means for you

Because Cheshire Neighbours Credit Union Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Cheshire Neighbours Credit Union Ltd, registered with FCA number 215692, has been declared in default by the FSCS as of 21 October 2025. The firm provided credit union services to its members. Eligible customers may claim compensation of up to £85,000 per person under the FSCS deposit protection scheme.

Products this firm wrote

Credit Unions

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.